Verus-AI Research
Sugar Land Real Estate (Houston, 2026)
Sugar Land investment profile: 25 scored Houston tracts ranked by Verus-AI score, median value $441,400, with climate and Opportunity Zone overlays.
Overview
Where the model sees value
Sugar Land is a suburb-city within the Houston metro, comprising 25 census tracts and a total population of 115,150. The population-weighted median home value across those tracts stands at $441,400, a figure that sits near the middle of the wide value dispersion visible in the ranked table below, where individual tract medians range from $277,100 to $719,300. That spread alone signals that Sugar Land is not a monolithic market; it contains pockets of entry-level and upper-tier housing that behave quite differently from one another.
The mean Verus-AI score across all 25 scored Sugar Land tracts is 53.4, with a median of 54.0, indicating a distribution that is only modestly skewed. The mean five-year forecast appreciation across those same 25 tracts is 25.83%, with the 10th-percentile forecast at 18.02% and the 90th-percentile forecast at 34.89%. That range suggests meaningful dispersion in expected outcomes at the tract level, even within a single suburb-city, and underscores why aggregate metro-level figures can obscure the investment calculus for a specific address.
Income momentum is one of the more consequential differentiators across Sugar Land's tracts. Among the 25 tracts shown in the ranked table, year-over-year household income changes range from a gain of 17.12% in the leading tract (48157673903) to a contraction of 19.83% in tract 48157672201. Tracts with strong income momentum are clustered at the upper end of the Verus-AI score distribution among the 25 tracts shown in the ranked table, while those showing the steepest income contractions among those same 25 tracts tend to carry lower scores and, in several cases, Elevated or High risk designations. The relationship is not mechanical, the model weighs multiple inputs, but the pattern is consistent enough to be analytically meaningful.
The ranking
Sugar Land tracts ranked by Verus-AI score
| Rank | Tract | Verus-AI Score | Grade | 5-Yr Forecast | Current Value | Gross Rent Yield |
|---|---|---|---|---|---|---|
| 1 | 48157673903 | 70 | B- | +32.1% | $557,300 | n/a |
| 2 | 48157674402 | 68 | C+ | +32.6% | $719,300 | n/a |
| 3 | 48157674302 | 63 | C | +21.4% | $441,400 | n/a |
| 4 | 48157674401 | 60 | C | +26.9% | $660,200 | n/a |
| 5 | 48157672305 | 58 | C- | +33.4% | $294,200 | 9.3% |
| 6 | 48157672802 | 58 | C- | +37.0% | $515,272 | 4.1% |
| 7 | 48157671601 | 57 | C- | +30.9% | $380,900 | 5.2% |
| 8 | 48157672801 | 57 | C- | +26.8% | $377,400 | 4.6% |
| 9 | 48157671602 | 56 | C- | +21.6% | $384,300 | n/a |
| 10 | 48157671502 | 55 | C- | +21.0% | $353,000 | 7.0% |
| 11 | 48157672201 | 55 | C- | +37.0% | $703,200 | 3.4% |
| 12 | 48157671700 | 54 | D+ | +25.9% | $461,900 | 6.4% |
| 13 | 48157672002 | 54 | D+ | +33.4% | $322,800 | 5.4% |
| 14 | 48157673904 | 54 | D+ | +19.5% | $457,400 | 6.3% |
| 15 | 48157674001 | 54 | D+ | +35.9% | $430,300 | 7.3% |
| 16 | 48157672003 | 51 | D+ | +31.4% | $336,500 | 7.4% |
| 17 | 48157672100 | 50 | D+ | +21.6% | $578,500 | 5.5% |
| 18 | 48157673802 | 49 | D | +16.9% | $304,100 | 6.7% |
| 19 | 48157672202 | 48 | D | +20.8% | $350,300 | 6.0% |
| 20 | 48157672306 | 48 | D | +29.3% | $277,100 | 7.7% |
| 21 | 48157674002 | 45 | D | +20.2% | $338,200 | 6.9% |
| 22 | 48157674100 | 45 | D | +17.8% | $303,700 | 7.3% |
| 23 | 48157673902 | 43 | D- | +18.3% | $590,700 | 4.0% |
| 24 | 48157674200 | 43 | D- | +14.8% | $699,100 | 5.5% |
| 25 | 48157674301 | 40 | D- | +19.2% | $426,300 | 6.3% |
| Neighborhood | Metro | Similarity | Verus-AI Score | Current Value |
|---|---|---|---|---|
| Cheval | Tampa | 98.9% | 69 | $481,800 |
| Circle C Ranch | Austin | 98.7% | 70 | $727,859 |
| Johns Creek | Atlanta | 98.6% | 69 | $639,007 |
| Chamblee | Atlanta | 98.5% | 69 | $648,400 |
| Valrico | Tampa | 98.4% | 68 | $498,100 |
| Metric | Value |
|---|---|
| Scored tracts | 25 |
| Population (scored + unscored) | 115,150 |
| Population-weighted median value | $441,400 |
| Mean Verus-AI score | 53.4 / 100 |
| Median Verus-AI score | 54.0 / 100 |
| Forecast spread (p10 to p90) | +18.0% to +34.9% |
| Designated Opportunity-Zone tracts | 0 of 25 |
| Most common FEMA climate rating | Relatively Low |
Analysis
What is driving the spread
Across all 25 scored Sugar Land tracts, the Verus-AI score distribution runs from a minimum of 40.0 to a maximum of 70.0, with the 25th percentile at 48.0, the median at 54.0, and the 75th percentile at 57.0. The compressed upper tail, only one tract reaches 70 among the 25 scored Sugar Land tracts, reflects a market where strong fundamentals are present but not dominant across the full set. The grade distribution reinforces this reading: of the 25 tracts, one earns a B-, one a C+, two a C, seven a C-, six a D+, five a D, and three a D-. No tract earns a grade above B-.
The leading tract, 48157673903, scores 70 and carries a B- grade with a Moderate risk designation. Its current median home value is $557,300, and the Verus-AI five-year forecast projects appreciation to $736,459, implying a 32.15% gain over the forecast window at a compound annual growth rate of 5.73%. The observed value series for this tract, visible in the forecast chart, shows a progression from $306,800 in 2014 to $557,300 in 2024, a decade of sustained appreciation that the model treats as a partial basis for the forward projection. The 80% confidence band at the 2029 terminal year spans $613,691 to $883,786, a width of $270,095; that widening band, also visible in the chart, reflects the model's honest acknowledgment that uncertainty compounds over a five-year horizon.
The second-ranked tract, 48157674402, scores 68 and carries a C+ grade with a Low risk designation, an unusual pairing within the 25 tracts shown in the ranked table: a relatively modest letter grade alongside the model's lowest risk tier. Its current value of $719,300 is the highest among the top-ranked tracts, and its five-year forecast of 32.56% appreciation is marginally above the leading tract's 32.15%. The income picture is more restrained, with a year-over-year gain of 5.46% versus the leading tract's 17.12%, which likely explains the lower composite score despite the favorable risk profile.
Two of those five, 48157674301 and 48157674100, show negative year-over-year income changes of -3.88% and -10.19%, respectively. Three of the five carry Low risk designations and two carry Moderate designations; none carries an Elevated or High designation. The relatively benign risk labels on several of these lower-scoring tracts are partly a function of their lower price volatility, not an endorsement of their appreciation prospects.
Risk designations across all 25 scored Sugar Land tracts break down as follows: 14 carry Low, 7 Moderate, 2 Elevated, and 2 High. Of the 25 tracts, 21 carry either Low or Moderate risk, meaning the majority of the scored universe sits within the two least-severe tiers. The two High-risk tracts, 48157672201 and 48157672003, are also among those showing the sharpest income contractions among the 25 tracts shown in the ranked table, with 48157672201 recording a year-over-year income decline of -19.83%, the sharpest contraction among all 25 scored Sugar Land tracts.
The five are: Cheval (Tampa, 98.9% similarity), Circle C Ranch (Austin, 98.7%), Johns Creek (Atlanta, 98.6%), Chamblee (Atlanta, 98.5%), and Valrico (Tampa, 98.4%). The similarity scores are tightly clustered, spanning only 0.5 percentage points across all five, which indicates that the model found a dense cluster of near-matches rather than a single dominant analog.
The comparable set provides two analytically useful reference points. This positioning suggests that, among the five comparable neighborhoods identified for the leading tract (48157673903), Sugar Land's leading tract is neither the lowest- nor the highest-priced expression of this demographic profile. Second, the Verus-AI scores of the comparables, 69 for Cheval, 70 for Circle C Ranch, 69 for Johns Creek, 69 for Chamblee, and 68 for Valrico, are tightly aligned with the leading tract's score of 70, lending some cross-market consistency to the model's assessment.
All 25 Sugar Land tracts have received a climate risk rating in the Verus-AI overlay. The modal rating across those 25 tracts is Relatively Low. The full distribution is: 13 tracts rated Relatively Low, 8 rated Relatively Moderate, and 4 rated Relatively High.
On the Opportunity Zone front, zero of Sugar Land's 25 tracts carry an OZ designation. This is consistent with the suburb-city's income profile: the population-weighted median household income across the area's leading tracts exceeds $200,000 in several cases, well above the thresholds that typically qualify census tracts for OZ status. Investors seeking OZ-related tax treatment would need to look elsewhere within the broader Houston metro. The absence of OZ overlays does simplify the analytical picture, as it removes a layer of policy-driven demand that can distort price signals in designated tracts.
Outlook
The forward view
The Verus-AI score is a composite index scaled to a maximum of 100, drawing on a history window spanning 2014 through 2024. The forward forecast covers 2025 through 2029, a five-year horizon. Scores, grades, risk designations, and forecast values are model-derived outputs, not appraisals or broker opinions of value.
Forecast confidence bands are 80% intervals. As illustrated in the forecast chart for the leading tract (48157673903), the band width grows from $96,219 at the 2025 forecast year to $270,095 at the 2029 terminal year, a widening that is a structural feature of multi-year probabilistic forecasting rather than a signal of unusual uncertainty for this particular tract. Readers should treat the central forecast as a model-derived central tendency, not a point prediction.
Income figures are year-over-year percentage changes in median household income as estimated from the model's data inputs; they reflect a single annual comparison and may be influenced by sample-size variation in smaller tracts. Rent-to-price yield data is unavailable for five tracts, 48157673903, 48157674402, 48157674302, 48157674401, and 48157671602, and those cells are omitted from the ranked table rather than imputed. Climate ratings are model-derived composite scores and do not substitute for property-level flood zone determinations, insurance underwriting assessments, or engineering surveys. No forward projection in this analysis extends beyond the 2029 forecast horizon present in the data.
Neighborhoods cited in this analysis
- Houston metro
Frequently asked
Questions
- What is the average Verus-AI score for Sugar Land tracts?
- The mean Verus-AI score across all 25 scored Sugar Land tracts is 53.4, with a median of 54.0. Scores range from a minimum of 40.0 to a maximum of 70.0, indicating meaningful dispersion within the suburb-city.
- What is the five-year home price forecast for Sugar Land's leading tract?
- The Verus-AI model projects a 32.15% appreciation for tract 48157673903 over the 2025-2029 forecast window, implying a rise from the current value of $557,300 to a forecast value of $736,459. The 80% confidence band at the 2029 terminal year spans $613,691 to $883,786.
- Which Sugar Land tracts carry the highest risk designations?
- Two tracts, 48157672201 and 48157672003, carry High risk designations among the 25 scored Sugar Land tracts. Tract 48157672201 also records the sharpest year-over-year income contraction among all 25 scored Sugar Land tracts, at -19.83%.
- How does Sugar Land's leading tract compare to similar neighborhoods in other metros?
- The Verus-AI comparables engine identifies five neighborhoods as the closest matches to tract 48157673903: Cheval and Valrico in Tampa, Circle C Ranch in Austin, and Johns Creek and Chamblee in Atlanta, with similarity scores ranging from 98.4% to 98.9%. The leading tract's current value of $557,300 falls between the Tampa comparables ($481,800 and $498,100) and the Atlanta and Austin comparables ($639,007 to $727,859).
- What is the climate risk profile across Sugar Land's tracts?
- All 25 Sugar Land tracts have received a climate rating: 13 are rated Relatively Low, 8 Relatively Moderate, and 4 Relatively High. No tract carries the most severe climate designation available in the model's rating scale, as applied to all 25 scored Sugar Land tracts.
- Are any Sugar Land tracts located in Opportunity Zones?
- None of Sugar Land's 25 tracts carry an Opportunity Zone designation. The suburb-city's income profile, with median household incomes exceeding $200,000 in several leading tracts, is generally inconsistent with OZ eligibility thresholds.
Methodology
Forecasts are produced by the Verus-AI model from tract-level Census demographic, employment, and market inputs. The five-year figure is a cumulative point forecast for 2025-2029; confidence bands reflect in-sample model uncertainty only and do not capture macroeconomic shocks, policy changes, or idiosyncratic events. Gross rent yield is derived from ACS tract-level median gross rent; tracts with suppressed or sentinel ACS rent values are shown as n/a. Rankings reflect the model's point estimates (model data as of 2026-05-10) and are not investment advice. Tracts retired in the post-2020 Census geometry are excluded where coverage is insufficient. Five-year forecast appreciation is capped by the model at +37.01%, displayed as +37.0%; a tract at that ceiling carries the model's maximum, and its true expectation may be higher.